The Funded Trader Programme (FTP) instant funding account gives you a live funded account from day one. There is no evaluation phase and no profit target. You choose an account size from $5,000 to $50,000, purchase it, and start trading straight away.

You are paid on a 14-day cycle, and your share of the profits grows with every payout you receive.

FTP instant funding at a glance

Overview

To ensure disciplined risk management, our Instant Funding accounts use two specific drawdown limits: a 5% Daily Trailing Drawdown and a 10% Maximum Drawdown. Understanding the difference between these two is vital to keeping your account active.

1. Daily Trailing Drawdown (5%)

The Daily Drawdown is a "Moving Floor" based on your account's Highest Recorded Equity at any one point during the day.

● The Calculation: Your breach level is set at 95% of your highest equity point.

● The Trailing Mechanic: As your equity increases, your drawdown floor "trails" upward behind it. However, if your equity decreases, the floor does not move back down. It remains locked at the highest point achieved that day.

● Reset: This limit resets at 00:00 MT5 Server Time.

Example:

● You start the day with $10,000. Your floor is $9,500.

● You open a trade, and your equity climbs to $10,400.

● Your new "Moving Floor" is now $9,880 (10,400*95%).

● If your equity drops below $9,880 at any point before the daily reset, the account is breached—even if your initial balance was $10,000.

2. Maximum Drawdown (10%)

The Maximum Drawdown is your "Hard Floor." This is the absolute minimum equity allowed for

the life of the account.

● The Calculation: This is calculated as 10% of your Initial Starting Balance.

● Example: On a $10,000 account, your Maximum Drawdown floor is $9,000.

● Status: This floor is static. It does not move upward as you make profits.

Important things to note:

● Equity vs. Balance: Drawdown is always calculated based on Equity (including open trades). Monitoring only your balance can lead to an accidental breach.

● Server Time: Please note that server times change due to Daylight Savings.

○ March – October: MT5 operates on GMT+3.

○ November – February: MT5 operates on GMT+2.

● Breach Level: If your equity touches or falls below the calculated floor, the account is automatically closed by the system.

No, not while your current account is active. Each trader can hold only one active FTP instant funding account at a time, whatever the account size. This applies whether you hold a $5,000 account or a $50,000 account.

You can purchase a new FTP account once your current FTP account is breached or closed.

Your FTP account also counts towards your combined live allocation of $400,000 across all programmes, at its full account size.

Important Notice: The updated rules for FTP Instant Funding and Ability One (1-Step) will take effect on November 2, 2026. All accounts purchased on or after this date will be subject to the new rules. Accounts purchased before November 2, 2026, will continue to operate under the previous rules in effect at the time of purchase.

FTP accounts are not doubled or scaled up. The FTP instant funding account has no scaling plan, so your account size stays the same for the life of the account.

Instead, your earnings grow through your profit split, which rises with every payout. Your profits are paid every 14 calendar days, counted from your first trade placed.

If you want a scaling plan, it is available on Ability Challenge and Ability One.

There are no minimum trading days and no minimum profitable trading days on the FTP account. A 35% consistency rule applies instead.

How the consistency rule works

Your best trading day profit can be no more than 35% of your total net profit. This keeps your results from depending on a single day.

CONSISTENCY FORMULA

Best day profit ÷ Total net profit × 100

The result is your consistency score and must be 35% or less.

Total net profit = Total profits − Total losses

Your consistency score resets after every payout.

Examples (total net profit of $1,000 in each)

To find how much net profit you need, divide your best trading day profit by 0.35. In the last example, $420 ÷ 0.35 = $1,200.

When can I be paid?

Payouts are biweekly. You can receive a payout every 14 calendar days, counted from the first trade you place.

What profit split do I receive?

What do I need to be eligible?

Your account meets the 35% consistency rule.

Your account has not been breached. Payouts cannot be processed on a breached account, even if it is in profit.

Your request meets the minimum withdrawal for your chosen method.

There are no minimum trading days, no minimum profitable trading days and no profit target to reach first.

What is the minimum withdrawal?

What happens after I request a payout?

Our Risk Team reviews your account. The review normally takes 1 to 3 working days. You must not trade on the account while the review is in progress. After approval, your payout is processed.

No. The FTP instant funding account is not swap-free. Swaps and commissions now apply to trades on the account, and we do not offer a swap-free (Islamic) option on FTP accounts.

What is a swap?

A swap is the interest charged or credited when you hold a position overnight. It depends on the instrument and the direction of your trade.

Commission applies to every trade on the FTP instant funding account. The rate depends on the instrument you trade.

Swaps also apply to the FTP account.